Florida's state run insurance company has made a decision to not renew wind storm insurance for homes with roofs that are of a certain age. This is extremely important as for many homeowners and buyers, Citizens is the only option to obtain windstorm insurance. If for example a roof is more than 25 yrs old with an asphalt shingle roof that was never replaced Citizens will not insure it. Furthermore regardless of age Citizens will require a roof report from a qualified roof inspector that states the remaining life of the roof is at least three years.
Please take a moment to read the link to FAQ regarding the new policy.https://www.citizensfla.com/utilitybar/policyholderfaqs.cfm?show=text&link=/shared/faqs/SPL-PHFAQs.html
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